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Are debt collectors calling you about a zombie 2nd mortgage?

Katherine Du
/
NPR

NPR's investigations team has been doing stories about what are called zombie second mortgages. These are loans taken out 20 years ago that homeowners thought were dead and gone. Often homeowners say they were told by their mortgage lender that the loans were resolved or forgiven through a loan modification. But then the loans rise from the grave when companies try to collect or foreclose. Some companies are allegedly breaking state and federal rules trying to collect on these old loans.

If you are going through this or have been affected by it, NPR wants to hear from you!

Sharing your experience by filling out the survey below will help us understand the scope of the problem and what homeowners are going through.

We may reach out to you to find out more about your experience and ask if you'd be willing to do an interview.

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Copyright 2024 NPR

Chris Arnold
Chris Arnold is a correspondent with NPR's investigations team. His stories often focus on people who are being mistreated and need help. Recently he's been reporting on election officials and workers around the country who are being targeted with threats and harassment fueled by Donald Trump's false claims about voter fraud and rigged elections.